Income
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      1. Knowledge base
      2. Lending Criteria
      3. Income

      What is the minimum employment duration?

      • 2 years for a self-employed borrower
      • 3 months (Non-Probationary) for an employed/ retired borrower

      Employment Status

       

      Minimum duration

      Self Employed

       

      2 years

      Employed / Retired

       

      3 months (Non-Probationary)

       

      Documentation

      2 years SA302’s and overview 3 months bank statements

      3 months’ payslips

      3 months bank statements

      Exclusions

      Foreign income

      State benefit income (Inc State Pension)

      Foreign income Seasonal work Probational

      Notice of redundancy or termination state benefit income (Inc State Pension)