What is the minimum employment duration?

  • 2 years for a self-employed borrower
  • 3 months (Non-Probationary) for an employed/ retired borrower

Employment Status


Minimum duration

Self Employed


2 years

Employed / Retired


3 months (Non-Probationary)



2 years SA302’s and overview 3 months bank statements

3 months’ payslips

3 months bank statements


Foreign income

State benefit income (Inc State Pension)

Foreign income Seasonal work Probational

Notice of redundancy or termination state benefit income (Inc State Pension)