Rate eligibility period

As a responsible lender, we look at product rates alongside our pipeline management. We have introduced rules around cases which have not progressed to offer in addition to rules where they have. 

Pre-offer: Please keep in mind that all applications from the 1st of July 2023 must reach offer within 50 days from full submission. If an offer is not made by this time, a new product will need to be selected, which could affect the loan size, rate and criteria. 

In addition, cases will be withdrawn where we have requested information but have had no response for a month. These applications may be reinstated at a rate from our current range. 

Post-offer: Offers issued after 13/02/23 will expire after 90 days. Any deals offered before this date will be valid for 90 days from valuation. After that period, a new rate may be required.