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Product-specific non-portfolio landlord criteria

Applies to non-portfolio landlord products only and is subject to product availability.

How does Landbay determine if a case should be treated as a non-portfolio landlord application?

Non-portfolio products are only available for applicants that have (at time of application) three or less mortgaged BTL properties (either together or separately).
  • Minimum loan size £75,000
  • Maximum loan size £2,000,000
  • Maximum 75% LTV
  • Available to limited companies and individuals
  • New builds acceptable
  • No trading companies
  • Excludes HMOs and MUFBs