- Knowledge base
- Lending Criteria
- Special Edition additional criteria
Non-portfolio landlord criteria
Applies to non-portfolio landlord products only
How does Landbay determine if a case should be treated as a small portfolio landlord application?
Non-portfolio products are only available for applicants that have (at time of application) three or less mortgaged BTL properties (either together or separately).- Minimum loan size £75,000
- Maximum loan size £1,000,000
- Maximum 75% LTV
- Available to limited companies and individuals
- Exclusions: Properties above or adjacent to commercial premises (applies to
flats & houses), ex-local authority properties and new build properties - Excludes HMOs and MUFBs
- Maximum two borrowers (individuals or directors)
- Minimum combined income £25,000