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Limited company non-portfolio landlord criteria
- Limited Companies must be registered in England, Wales or Scotland.
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SPV Companies must have been established for property rental only and will only be accepted with the following SIC codes:
68100, 68201, 68209, 68320, 7012, 7020, 7032
- Full Personal Guarantees required on a joint and several liability basis from all mortgage applicants
- Layered Limited Companies can be considered by referral (common directors and ultimate beneficial owners being subject to the mortgage application, who must own 100% of all shares through the company layers, whilst still remaining at 2 maximum directors)
- All members of an LLP must be designated members
- LLP’s with corporate member would not be acceptable
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Please note that trusts & charities are excluded