Borrower exposure

Landbay Exposure

  • Landbay borrower exposure is currently £15m
  • When the borrower and related parties reach £2m an interview may be required

Background Exposure

  • Unlimited
  • Underlying background portfolio will be required to meet the minimum ICR rate 125% @5%. Introducers will need to provide portfolio information via the BTL hub

  • Specific products may have different background exposure requirements