Property Criteria
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      2. Lending Criteria
      3. Property Criteria

      Do you accept MUFBs & HMOs?

      First-time landlords wishing to purchase an HMO or a MUFB

      We will consider applications for mortgages on MUFBs (Multi Unit Freehold Blocks) & HMOs (Houses of Multiple Occupancy), providing they meet the following criteria:

      • Maximum number of units for MUFBs: 12
      • Maximum number of bedrooms for HMOs: 12
      • Borrowers seeking these mortgages must have at least 12 months prior experience as a landlord
      • Please see our page on LTVs

      NB. All properties must meet relevant legislation, for example, HMO licence, planning, etc.