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- Lending Criteria
- Property Criteria
Do you accept MUFBs & HMOs?
First-time landlords wishing to purchase an HMO or a MUFB
We will consider applications for mortgages on MUFBs (Multi Unit Freehold Blocks) & HMOs (Houses of Multiple Occupancy), providing they meet the following criteria:
- Maximum number of units for MUFBs: 12
- Maximum number of bedrooms for HMOs: 12
- Borrowers seeking these mortgages must have at least 12 months prior experience as a landlord
- Please see our page on LTVs
NB. All properties must meet relevant legislation, for example, HMO licence, planning, etc.