Do I have to pay an early repayment charge (ERC) if I want to redeem?
If you have a tracker rate mortgage, an early repayment charge is not usually payable.
If you have a fixed-rate mortgage, an early repayment charge may apply if you repay your mortgage before the end of the fixed-rate period. Details of any applicable charges can be found in your mortgage offer.
If you would like us to confirm whether an early repayment charge applies to your mortgage, please visit our Contact Us page.