Do you consider adverse credit?
Minor adverse credit considered
We will consider minor adverse credit. For detailed information about our accepted adverse credit history, please visit our Tier 1 and Tier 2 credit lending criteria page.
Landbay will not generally consider further material adverse credit, applicants that have made arrangements with creditors, borrowers who have previously had mortgages and insurance applications declined or been made bankrupt. Landbay will also not normally consider directors of a company that have a history of making arrangements with creditors or been directors of any company that has been liquidated with outstanding liabilities.