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  2. Lending Criteria
  3. Special Edition additional criteria

Special Edition product criteria

This Special Edition Criteria applies to Special Edition products only

Borrowers will be eligible for our special edition products according to the following criteria: 

  • Standard property maximum value - £3,000,000
  • Standard property minimum value - £75,000
  • HMO minimum value - £120,000
  • Special Edition maximum borrowing - £1,500,000
  • Excludes properties above or adjacent to commercial premises (applies
    to flats & houses)
  • Excludes Listed Buildings
  • Excludes converted commercial premises
  • Excludes Ex-Local Authority properties
  • Excludes new builds
  • Excludes MUFBs
  • Minimum lease of 85 years at completion
  • All mortgage applications are subject to regional risk limits
  • For circumstances not listed, standard criteria apply